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An annuity is a financial product that allows a contract holder to accumulate money on a tax-deferred basis and receive a series of payments at regular intervals. People purchase annuities to obtain an income or to supplement retirement income they will receive from Social Security, pension benefits, investments and other sources.

Annuities can help eliminate one of your fundamental concerns: Outliving your savings. They can offer you guaranteed lifetime income payments, which may give you:

  • Freedom to fulfill your retirement dreams
  • Financial peace of mind
  • Flexibility to use your cash however you choose

Unique among insurance products, annuities can offer you:

  • Guaranteed lifetime income payments that you can't outlive
  • Tax-deferred growth which may minimize the taxes you have to pay when you start receiving payments
  • Flexible payout options that can help meet your financial needs


There are many factors to consider when determining the best retirement strategy for you and your family. If you are interested in safety and guarantees without giving up great earning potential then an annuity may be right for you. Contact us today so we can begin to show you ALL of your options.

For more information, please feel free to click the link below:

Understanding Annuities